FAQ - Motory Group

Motory Group – Who We Are, What we Do, What Makes Us Different:

What is Motory Group?

Motory Group is a Buy Here Pay Here used car dealership with multiple locations across the United States. We have locations in Gainesville, FL; Florence, KY; Joplin, MO; Rogers, AR; Conroe, TX; Duncanville, TX; Bedford, OH; and San Antonio, TX. We specialize in quality pre-owned vehicles and flexible in-house financing, making it possible for customers with bad credit, no credit or complicated financial histories to get behind the wheel of a reliable vehicle. With over 14 years of experience and more than 20,2000 vehicles financed, Motory Group is a trusted name in affordable used car sales and second-chance auto financing.

How does Motory Group Work?

Motory Group operates as a Buy Here Pay Here dealership, which means we handle both the vehicle sale and the financing in-house. No banks or third party lenders are required. You browse our inventory of quality used vehicles and get approved for financing directly through us. This streamlined process is designed to help buyers who may have been turned away by traditional dealerships or financial institutions. You can start the process online by getting pre-approved in about a minute, then visit your nearest Motory Group location to finalize the process.

Where is Motory Group located?

Motory Group has 8 different locations across the United States: Gainesville, FL; Joplin, MO; Rogers, AR; Conroe, TX; Duncanville, TX; San Antonio, TX; Florence, KY; and Bedford, OH. Each location offers the same commitment to quality used vehicles, flexible in-house financing, and exceptional customer service. Visit our Find a Dealership Page to get directions, hours, and contact information for the location nearest you.

What types of vehicles do we offer?

Motory Group carries a curated inventory of quality used cars, trucks, SUVs, sedans, and vans from trusted brands. Every vehicle in our inventory goes through a rigorous inspection and reconditioning process before it hits the lot, so you can shop with confidence. Many of our vehicles are backed by a 12 month/12,000 mile warranty on select in-house financed vehicles. Whether you need a fuel-efficient sedan for daily commuting or a spacious SUV for your family, Motory Group has options to fit your lifestyle and budget.

Can I shop online or do I need to come in person?

You can absolutely start the process online! Browse our full inventory of used cars, trucks and SUVs at motorygroup.com, filter by vehicle type, and even get pre-approved for financing in about a minute; all from the comfort of your home!

Do we sell new cars, used cars, or both?

Motory Group specializes exclusively in used cars, trucks, SUVs, sedans, and vans. By focusing on pre-owned vehicles, we’re able to offer more affordable price points and flexible in-house financing options, making car ownership accessible to a wider range of buyers, including those with less than perfect credit. Our inventory is carefully curated from dependable brands and each vehicle undergoes a thorough inspection and reconditioning before being offered for sale.

How do I get started with Motory Group?

Getting started with Motory Group is simple and fast. First, visit motorygroup.com and use our quick online pre-approval form; it only takes a few minutes. Next, browse our inventory. Once we receive your completed pre-approval form, we will give you a call to talk about options and schedule an appointment for you to come in where you can finalize your application, test drive and finish the process before driving home with your new to you vehicle. Our friendly sales teams are here to help and guide you every step of the way.

Why should I choose Motory Group over a traditional dealership?

Motory Group offers several advantages over a traditional car dealership, especially if you’ve been turned down somewhere else. As a Buy Here Pay Here dealership, we provide in-house financing with no need for bank approval, making us ideal for buyers with bad credit, no credit, or first time buyers. Our vehicles are carefully inspected, reconditioned, and many come with a 12 month/12,000 mile limited warranty. With over 14 years in the business, a 4.9 star rating across more than 1,500 reviews and 20,000+ vehicles financed, we’ve built a reputation for giving every customer a fair shot at reliable transportation.

Financing – one of the biggest areas customers worry about

Do you offer financing for all customers?

Yes! At Motory Group we believe everyone deserves access to reliable transportation. We offer in-house Buy Here Pay Here financing for virtually all types of buyers. Unlike traditional dealerships that rely on bank approvals, Motory Group makes financing decisions in-house, which gives us flexibility to work with a much broader range of financial situations.

What financing options are available through Motory Group

Motory Group offers Buy Here Pay Here in-house financing, which means we are both the dealership and the lender. This eliminates the need to go through a bank or outside financial institution. Financing terms are structured to fit your budget and income, and payments can be made online or by phone. This type of financing is specifically designed for buyers who may not qualify for traditional loans.

Can I get financed with bad credit?

Absolutely. Bad credit auto financing is one of Motory Group’s core specialities. We have financing programs designed to get you approved. We look at your stability and full picture, not just a credit score, to work with you to build a payment plan that’s manageable. Our goal is to get you into a quality used vehicle, regardless of a number on your credit report.

How long does the financing approval process take?

The Motory Group pre-approval process takes about one minute online. Simply fill out our quick pre-approval form at motorygroup.cmo. Once you visit one of our dealership locations, our team can help you complete the full in-house financing process quickly so you can drive home the same day in many cases.

Does applying for financing affect my credit score?

Our online pre-qualification process does not impact your credit score. It uses a soft inquiry that is not visible to other lenders and does not affect your credit report. This means you can explore your financing options risk-free before committing. When you complete a full credit application at the dealership, a hard inquiry may be performed, but our team will walk you through what to expect and how it may affect your score.

What documents do I need to apply for financing?

To apply at Motory Group you will need a valid government issued photo ID (such as driver’s license, passport, or ID), proof of income (such as pay stubs, bank statements, or employment letter), and proof of residence (such as a utility bill or lease agreement). Requirements may vary slightly by location, so we recommend contacting your nearest Motory Group dealership to confirm exactly what to bring.

Can I apply online?

Yes! Motory Group offers a convenient online pre-approval application at www.motorygroup.com/get-pre-approved. The form takes about one minute to complete, does not require a social security number and will not impact your credit score. You’ll receive a pre-qualification decision quickly, which allows you to shop our used car inventory with confidence before visiting the dealership.

Do you offer financing with no down payment?

Down payment requirements at Motory Group vary depending on your individual financial situation, the vehicle you choose, and your financing terms. While some buyers may qualify for low or no down payment options, a down payment can help lower your monthly payments and overall loan cost. Our financing team will work with you during your visit to find a payment structure that fits your budget. Contact your nearest location to discuss what may be available for your specific situation.

Can I refinance my vehicle later

Refinancing options may be available depending on your circumstances and the terms of your current loan. If you’ve been making consistent, on-time payments and your financial or credit situation has improved since your original purchase, it may be worth discussing refinancing options with our team. Contact your nearest Motory Group dealership to learn more about what options may be available to you.

Credit – this section should cover all approval concerns and eligibility

How will my shirts ship?

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