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Customer satisfaction is what we do best!
Welcome to Motory Group, specializing in “Buy Here Pay Here” used auto financing. We finance bad credit, no credit, & first-time buyers! We can get you approved for your next used car loan without the hassle of submitting the application to a bank.
We offer unique financing options to those turned down by traditional banks, credit unions, and financing institutions. See why the North Florida area chooses to buy from us!
- Low Down Payment Options
- Low Monthly Payments
- On-site Service Center
- Easy Financing Approval Process
- Poor Credit? No problem!
- Referral Program
- Rebuild Your Credit
- No Dealer Fees and No Origination Fees
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Featured Vehicles
What You Can Expect From Motory Group
Financing your vehicle has never been easier

Our Dedicated Team of Loan Specialists are Ready to Help You.
Call (352) 872-7512. We are open Monday to Friday – 10am to 6pm and Saturday – 10am to 4pm.
Need a Great Vehicle?

We use auto reliability reports of top-rated models to select the best used vehicles for our customers. Our inventory is hand-picked, inspected, and comes with a 12-Month/12,000 Mile Limited Warranty.*
Need your Vehicle Serviced?

Motory Group makes it very easy for our customers to get quality affordable service at our own 7,000 square foot Service Center staffed by seasoned expert automotive technicians.
call 352-260-4695
or text at 352-284-3201
* Some exclusions apply; The Buyer’s Guide on each vehicle discloses if the vehicle is being sold As Is or with a limited warranty. See our limited warranty for details of coverage.
Motory Group Benefits
Peace of Mind
Our vehicles come with a 12-month/12,000-mile Powertrain and A/C Limited Warranty!* At Motory Group, you can be confident you’re getting a premium-quality used car, truck, or SUV that fits your budget!
* Disclaimer: Some exclusions apply; The Buyer’s Guide on each vehicle discloses if the vehicle is being sold As Is or with a limited warranty. See our limited warranty for details of coverage.
Referral Program
You can earn $100 per sale for referring family and friends to our dealership. There is no limit to how many referrals you send our way, as long as they’ve never purchased from us before.
Service Center
We’re also here to serve you after you buy from us. Our team in the service department will keep your vehicle in great condition. We’ll take care of any limited warranty repairs or other repairs that may be needed. Convenient and affordable.
Low Down Payment Options
Our auto loans can help you save money and rebuild. We offer low down payment options and no dealer or loan origination fees. We understand it can be difficult having little or no cash for a down payment.
Let’s get you driving today!
No Credit Score Required
Many people ask us how to get a car loan with no credit history. No problem! We understand that no credit or bad credit can often hold you back, so we don’t require a credit score. We will offer you in-house financing options to get you driving today!
REBUILD YOUR CREDIT
Want to build your credit? We report your payment history monthly to all three Credit Bureaus so you can build your credit and increase your credit score with your on-time payments!
Frequently Asked Questions
Get the answers you need to common questions about Motory Group Services

We have evolved from Buy Here, Pay Here to Buy Here, Pay Anywhere.
You can now make your payments anywhere, anytime using these payment types:
Or if you prefer, you can pay by Cash at any of these convenient locations:Our customer service team takes payments by phone 9AM to 5:30PM Monday thru Friday and 10AM to 4PM Saturdays.
Yes – At Motory Group we get people approved every day that are turned down for automobile credit elsewhere. So whether your previous automobile loans were turned down because of bad credit, slow credit, or no credit we can help you
Yes, in most instances you can take your vehicle home today.
Yes! We stand proudly behind the vehicles we sell with a 12 month/12,000 mile Limited Warranty covering the engine, transmission, and air conditioning. Our expert purchasers buy pre-owned vehicles that based on our experience are the most reliable. Our experienced automotive technicians then inspect and expertly recondition those vehicles to maximize the years and miles you will get from them. We stand behind these vehicles with our 12-Month/12,000 Mile Limited Warranty.
However, If we take a trade-in that is too old and/or has too many miles for us to recondition and stand behind with our Limited Warranty then we sell those As-Is without our Limited Warranty. Please review the Buyer’s Guide on each vehicle you are interested in to see if it is covered by our Limited Warranty or sold As-Is. Please see the Motory Group Limited Pre-Owned Vehicle Warranty for details of coverage and exclusions.
Yes! We approve all applicants who submit a completed credit application with the required documentation. Virtually all of our customers have credit challenges. We evaluate your credit history, employment history, and residence history to assess what is the reasonable amount for you to finance and offer you payment and down payment terms we are confident you can handle. We make the decision in house.
Yes, we do pull your consumer credit file from one or more of the major credit bureaus as one aspect of our evaluation of what amount is reasonable for you to finance and what payment and down payment terms to offer you.
Yes, we report your payment history to all three major credit bureaus every month so your on-time payments build your positive credit history and your credit score.
Buy-Here Pay-Here means you get financing for the vehicle from the auto dealership you purchase the vehicle from and make your auto payments directly to the same dealership. Motory Group directly finances the automobiles we sell. Our in house finance department evaluates your credit application and we make the decision ourselves of what credit we will offer you. You always have the option of getting your own financing from a third-party and if that is what you want we will be happy to assist you. But by default we directly finance the vehicles we sell. Please note that after you enter into a contract with us to purchase and finance a vehicle we transfer that contract to our associated finance company under the same ownership and you will make your payments to that company.
The amount of down payment required varies depending on your credit worthiness, income amount, income stability, residence stability, and the vehicle you want to purchase. The more down payment you offer the more vehicles you will have available to choose from.
SERVICE & REPAIR
Care That Exceeds Expectations!
Motory Group makes it very easy for our customers to get quality affordable service at our own 7,000 square foot Service Center staffed by seasoned expert automotive technicians.
Drop your vehicle off, we’ll provide a free inspection and diagnosis, and can provide any necessary mechanical repairs. You’ll get the best treatment from our seasoned team! Call us to schedule an appointment at (352) 605-8344.
locations
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Motory Group (Main)
1007 N Main St, Gainesville, FL - (352) 605-8940
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Motory Group (North)
2625 N Main Street, Gainesville FL - (352) 580-6260
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Service Location
3020 N Main Street - Suite 7, Gainesville FL - (352) 260-4695
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