Shop and Buy with Confidence!
Every day we approve people for automobile credit that have been turned down elsewhere.
Get Approved by Motory Group
We've helped thousands of customers of any level credit get a great vehicle!
Worried About Bad Credit? Motory Group Has You Covered!
Apply with Confidence.



By clicking Apply Now I consent to have my credit file accessed for purposes of prequalifying for auto financing. This is a soft-pull credit report and will not affect my credit score. I understand that I might not prequalify depending on the prequalification criteria. I agree to Motory Group’s Terms and Conditions and I consent to be contacted via telephone, texts, and email by Motory Group.
Wardele Mayes
Read More
It was great, very professional and kind to what I needed in a vehicle. I'm satisfied as of now. Thank you motors group and Keishla.
Nakisha Durham
Read More
love the hands on service..the guy was really nice. excellent customer service
Lina Capo
Read More
Great customer service very attentive. Easy to understand and deal with. You need a good car go and see motory group.
Isidro Campos
Read More
Great service and good customer attention I would recommend them to anyone
Alex Robles
Read More
Gran experiencia. Eldin una gran persona. Me ayudo a conseguir el carro que quería.
Darryl Crowder
Read More
Very helpful and a great experience getting a new used car and helped me find exactly what I was looking for.
Morgan Wilson
Read More
I had a great experience here as they worked with what I had and got me in a great vehicle. Javier was awesome
Kayla mitchell
Read More
Everything about this place is amazing!! The employees are very nice and do everything they can to help you find the right vehicle. I am very happy I decided to go with this dealership.
Michael Robertson
Read More
Eldin was great very professional service was great. He Explain everything in detail and made sure I understand my paperwork and what I was signing. Great guy
Sofía Cardozo
Read More
I am so impressed with the staff! The closing was super quick (and surprisingly painless lol) and I got to drive away with my little Sonata in the same day!!! I am so excited about my car. Thank you motory for your help!
Wendy Hart
Read More
Yesica was very sweet and helpful. It was an easy buying experience. Definitely recommend this place to anyone in need of a decent vehicle. Thank you
Read More
Best experience! Keshla was very helpful and she made sure I understood everything . I am happy about my purchase and I'm so thankful for her patience she made sure I was pleased . Happy customer !
Lex Lindsey
Read More
They are honest, very helpful, they work with you in time of need and so respectful, I felt like I was at home.
Cynthia Owens
Read More
Very nice and very helpful will send friends and family to when they want to purchase a car thanks a lot you guys 😊
Shay Davis
Read More
Best place I have been to with fast service and polite employees THANKS FOR GETTING ME BACK ON THE ROAD

Customer satisfaction is what we do best!

Welcome to Motory Group, specializing in “Buy Here Pay Here” used auto financing. We finance bad credit, no credit, & first-time buyers! We can get you approved for your next used car loan without the hassle of submitting the application to a bank.

We offer unique financing options to those turned down by traditional banks, credit unions, and financing institutions. See why the North Florida area chooses to buy from us!

What You Can Expect From Motory Group

Financing your vehicle has never been easier

icons for boxes finances

Our Dedicated Team of Loan Specialists are Ready to Help You.

Call (352) 872-7512. We are open Monday to Friday – 10am to 6pm and Saturday – 10am to 4pm.

Need a Great Vehicle?

ICONS 12months 12kmiles

We use auto reliability reports of top-rated models to select the best used vehicles for our customers. Our inventory is hand-picked, inspected, and comes with a 12-Month/12,000 Mile Limited Warranty.*

Need your Vehicle Serviced?

mechanic icon

Motory Group makes it very easy for our customers to get quality affordable service at our own 7,000 square foot Service Center staffed by seasoned expert automotive technicians.

call 352-260-4695
or text at 352-284-3201

* Some exclusions apply; The Buyer’s Guide on each vehicle discloses if the vehicle is being sold As Is or with a limited warranty. See our limited warranty for details of coverage.

Motory Group Benefits

Peace of Mind

Our vehicles come with a 12-month/12,000-mile Powertrain and A/C Limited Warranty!* At Motory Group, you can be confident you’re getting a premium-quality used car, truck, or SUV that fits your budget!

* Disclaimer: Some exclusions apply; The Buyer’s Guide on each vehicle discloses if the vehicle is being sold As Is or with a limited warranty. See our limited warranty for details of coverage.

Referral Program

You can earn $100 per sale for referring family and friends to our dealership. There is no limit to how many referrals you send our way, as long as they’ve never purchased from us before.

Service Center

We’re also here to serve you after you buy from us. Our team in the service department will keep your vehicle in great condition. We’ll take care of any limited warranty repairs or other repairs that may be needed. Convenient and affordable.

Low Down Payment Options

Our auto loans can help you save money and rebuild. We offer low down payment options and no dealer or loan origination fees. We understand it can be difficult having little or no cash for a down payment.

Let’s get you driving today!

No Credit Score Required

Many people ask us how to get a car loan with no credit history. No problem! We understand that no credit or bad credit can often hold you back, so we don’t require a credit score. We will offer you in-house financing options to get you driving today!


Want to build your credit? We report your payment history monthly to all three Credit Bureaus so you can build your credit and increase your credit score with your on-time payments!

Frequently Asked Questions

Get the answers you need to common questions about Motory Group Services

faq section

We have evolved from Buy Here, Pay Here to Buy Here, Pay Anywhere.
You can now make your payments anywhere, anytime using these payment types:online payment

Or if you prefer, you can pay by Cash at any of these convenient locations:cashpaymentsOur customer service team takes payments by phone 9AM to 5:30PM Monday thru Friday and 10AM to 4PM Saturdays.

Yes – At Motory Group we get people approved every day that are turned down for automobile credit elsewhere. So whether your previous automobile loans were turned down because of bad credit, slow credit, or no credit we can help you

Yes, in most instances you can take your vehicle home today.

Yes! We stand proudly behind the vehicles we sell with a 12 month/12,000 mile Limited Warranty covering the engine, transmission, and air conditioning. Our expert purchasers buy pre-owned vehicles that based on our experience are the most reliable. Our experienced automotive technicians then inspect and expertly recondition those vehicles to maximize the years and miles you will get from them. We stand behind these vehicles with our 12-Month/12,000 Mile Limited Warranty.

However, If we take a trade-in that is too old and/or has too many miles for us to recondition and stand behind with our Limited Warranty then we sell those As-Is without our Limited Warranty. Please review the Buyer’s Guide on each vehicle you are interested in to see if it is covered by our Limited Warranty or sold As-Is. Please see the Motory Group Limited Pre-Owned Vehicle Warranty for details of coverage and exclusions.

Yes! We approve all applicants who submit a completed credit application with the required documentation. Virtually all of our customers have credit challenges. We evaluate your credit history, employment history, and residence history to assess what is the reasonable amount for you to finance and offer you payment and down payment terms we are confident you can handle. We make the decision in house.

Yes, we do pull your consumer credit file from one or more of the major credit bureaus as one aspect of our evaluation of what amount is reasonable for you to finance and what payment and down payment terms to offer you.

Yes, we report your payment history to all three major credit bureaus every month so your on-time payments build your positive credit history and your credit score.

Buy-Here Pay-Here means you get financing for the vehicle from the auto dealership you purchase the vehicle from and make your auto payments directly to the same dealership. Motory Group directly finances the automobiles we sell. Our in house finance department evaluates your credit application and we make the decision ourselves of what credit we will offer you. You always have the option of getting your own financing from a third-party and if that is what you want we will be happy to assist you. But by default we directly finance the vehicles we sell. Please note that after you enter into a contract with us to purchase and finance a vehicle we transfer that contract to our associated finance company under the same ownership and you will make your payments to that company.

The amount of down payment required varies depending on your credit worthiness, income amount, income stability, residence stability, and the vehicle you want to purchase. The more down payment you offer the more vehicles you will have available to choose from.


Care That Exceeds Expectations!

Motory Group makes it very easy for our customers to get quality affordable service at our own 7,000 square foot Service Center staffed by seasoned expert automotive technicians.

Drop your vehicle off, we’ll provide a free inspection and diagnosis, and can provide any necessary mechanical repairs. You’ll get the best treatment from our seasoned team! Call us to schedule an appointment at (352) 605-8344.